The attached mortgagee letter provides guidance to lenders and underwriters regarding borrower eligibility when

• A previously owned property was sold for less than what was owed (short sale), or

• There is principal write down of indebtedness that cannot be refinanced into a new mortgage (short pay off).

If you are considering a short sale on your current property you need to read this FHA notice prior to going anything!

http://www.ngrealtygroup.com/agent_files/FHA Short Sales.pdf

If you have any questions about your specific situation, please feel free to call us anytime.

Nick Gioia | www.ngrealtygroup.com